Apple Pay for Canadian Retailers [Training Manual]

September 9, 2015


(Updated on May 20, 2016)

Apple Pay recently expanded in Canada to accept Interac debit, Visa and Mastercard along with American Express, and for the Canadian retailers beginning to accept this new payment method, training will be a key component for sales staff. But it’s not just employees who may need some help in understanding how the service works. Customers might also have some issues when they are ready to pay at the register.

That’s why we wanted to share a few tips for helping you and your staff ahead of the launch of Apple Pay. 


1. How is Apple Pay different for cashiers?

apple-pay-on-screen-instructionsFortunately the Apple Pay process is nearly identical to any other credit card or debit card contactless payment. The difference is in the authentication – with Apple Pay, it all happens through the TouchID fingerprint reader instead of a signature or PIN. Once the payment terminal recognizes the device, retail employees will see on-screen prompts on the terminal similar to other payment types.


2. What should the cashier tell a customer who can’t find the Apple Pay app on their iPhone?

apple-pay-passbook-appTell them not to throw their phone away! There is no separate Apple Pay app, but it resides within the Wallet app. If a customer attempts to use Apple Pay at checkout and the terminal doesn’t recognize the phone, one of three things may be happening:

  • They may not be using iOS 9;
  • The customer may not have set up Apple Pay prior to shopping (see item 3 below to help them with this step);
  • They may have an iPhone that doesn’t support Apple Pay. Supported devices include: iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3, and Apple Watch.

Macintosh HD:Users:sjr.nicholas.friedma:Desktop:150820-instruction-manual.jpg


3. How can I help the customer set up Apple Pay?

Talk them through it so they can be ready the next time they come in to pay. The process is very simple: open the Wallet app on their phone and select “Add a Card” from the screen. After a brief card authorization process, the Apple Pay function should be ready.


4. Paying with Apple Pay requires Touch ID. What if the customer can’t seem to get it to work?

Don’t try your own fingerprint! It won’t work, trust us. Instead, have the customer clean off the fingerprint reader with a soft cloth. If it still doesn’t work, their phone will prompt them to use their passcode instead of the fingerprint to authorize payment.


5. We will be using Apple Pay with Moneris terminals. Where is the sensor?

On Moneris terminals that have Contactless or Near Field Communication (NFC) technology, the sensor is near the screen. You can have customers tap their iPhone or Apple Watch anywhere near the screen and the payment should begin.


6. Do cashiers have to be experts in Apple Pay?

No, but it helps to know how it works in order to help customers feel confident using the system. But like anything new, it might take some time for cashiers to get up to speed. 


Understanding a new technology comes with patience and practice, but it helps to give employees a basic understanding of what to expect. As cashiers become more comfortable talking customers through the payment process, the smoother and more seamless it will become for everyone involved. But until then, start with these tips and tricks on how to troubleshoot the Apple Pay process, and they will be experts in no time. 

Looking to become Apple Pay Ready? Click here and we'll have a Sales Consultant contact youOr call us directly at 1-888-321-9124.


This article is for informational purposes only and it is not intended to provide you with any personalized financial, marketing, accounting or tax advice. Neither Moneris Solutions Corporation (Moneris) nor any of its affiliates shall be liable for any direct, indirect, incidental, consequential or punitive damages arising out of use of any of the information contained in this article. Neither Moneris nor any of its affiliates warrant or make any representation regarding the use or the results of the use of the information, content and materials contained in this article in terms of their correctness, accuracy, reliability or otherwise.

Previous Article
How to Overcome the Top 5 Accounting Challenges [Infographic]
How to Overcome the Top 5 Accounting Challenges [Infographic]

Check out this infographic to learn about the 5 accounting issues that small businesses face, and some grea...

Next Article
SoftMoc: From Shopping Center Kiosk to Coast-to-Coast Business
SoftMoc: From Shopping Center Kiosk to Coast-to-Coast Business

Learn how a great Canadian small business went from one location to over 100 stores across the country. Jef...