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Part 2: How to Prevent Return Fraud & Abuse Using Analytics [White Paper]

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* Past performance of Verify is not a definitive indication of future performance. ® MONERIS is a registered trade-mark of Moneris Solutions Corporation. TM MONERIS BE PAYMENT READY & Design is a trade-mark of Moneris Solutions Corporation. All other marks or registered trade-marks are the property of their respective owners. The Retail Equation, Inc., an Appriss company. Proprietary and Confidential. All Rights Reserved. The Retail Equation logo is a trademark of The Retail Equation Incorporated. Patents, pending patents, trademarks, service marks and registered trademarks referenced herein are the property of The Retail Equation Incorporated, including but not limited to The Retail Equation, Verify Return Authorization, Receipt Triangulation, Consumer Linking, Receipt Verification, Identify, Purchase Protection, Change for Charity, Retail Rewards, Return Rewards, Purchase Rewards and Patents 6,016,480; 7,455,226; 8,025,229; 8,355,946; 8,356,750; 8,561,896; 8,583,478; 8,694,364; and 8,708,233. VERIFY RF _ A _ V1 _ E (03/16) About Moneris As one of North America's largest providers of payment processing solutions, Moneris Solutions Corporation ("Moneris") offers credit, debit, wireless and online payment services for merchants in virtually every industry segment and processes more than three billion transactions, annually. Moneris offers electronic loyalty and stored-value gift card programs. With more than 350,000 merchant locations, Moneris provides the hardware, software and systems needed to improve business efficiency and manage payments. For more information, please visit moneris.com. About The Retail Equation The Retail Equation, headquartered in Irvine, Calif., optimizes retailers' revenue and margin by shaping behavior in every customer transaction. The company's solutions use predictive analytics to turn each individual shopper visit into a more profitable experience. This yields immediate financial payback, increasing store comps by as much as two percent, with significant return on investment. The Software-as-a-Service applications operate in more than 34,000 stores in North America, supporting a diverse retail base of specialty apparel, footwear, hard goods, department, big box, auto parts and more. For more information, visit theretailequation.com.

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